How Much Does Roof Replacement Cost in South Florida? (2026 Guide)
Effective Date: January 1, 2026
If you're a homeowner in Broward, Miami-Dade, Palm Beach, or Collier County, roof replacement is one of the biggest investments you'll make in your home. Here's an honest breakdown of what roofs actually cost in South Florida in 2026, based on real projects we complete every week.
Average Roof Replacement Costs in South Florida
Shingle roof replacements start at $11,997 for smaller homes (around 10 squares / 1,000 sq ft of roof area).
For a typical South Florida home (20–30 squares, or roughly 2,000–3,000 sq ft of roof area):
Shingle Roof
$11,997 – $25,000Starting at $11,997 for smaller homes (around 10 squares). The most popular and budget-friendly option. We install architectural shingles from CertainTeed, TAMKO Titan XT, and Owens Corning rated for Florida's high-wind zones.
Flat Roof
$11,997 – $25,000Common on additions and modern homes. We use premium Polyglass underlayment systems for maximum waterproofing.
Tile Roof
$20,000 – $50,000The classic South Florida look. Concrete and clay tile from Westlake Royal Roofing Solutions built to withstand hurricane-force winds and lasting 40–50 years.
Metal Roof
$20,000 – $60,000The longest-lasting option — 40+ years with superior wind resistance, energy efficiency, and a modern standing seam look.
What Affects Your Roof Replacement Price?
Roof size and pitch. Cost is calculated per "square" (100 sq ft). Steeper roofs require more labor and safety equipment.
Material choice. As shown above, material is the biggest price driver — shingle to metal can be a 2–3x difference.
Florida Building Code & HVHZ requirements. Miami-Dade and Broward are High-Velocity Hurricane Zones with the strictest roofing codes in the country. Your roof must meet wind mitigation standards — this protects your home and can significantly lower your insurance premiums.
Permits. Every legitimate roof replacement in South Florida requires a permit. Our pricing always includes all permit fees — if a contractor quotes you without permits, that's a red flag.
Decking condition. If we find rotted wood decking during tear-off, it must be replaced per code. We inspect thoroughly upfront to minimize surprises.
Will Insurance Cover My Roof?
If your roof was damaged by a storm or hurricane, your homeowner's insurance may cover part or all of the replacement. We work with insurance claims regularly and can help guide you through the process, including documentation and adjuster meetings.
Can a New Roof Lower My Insurance?
Yes. A new roof with proper wind mitigation features (hurricane straps, sealed roof deck, impact-rated materials) can qualify you for significant insurance discounts in Florida. Ask us about a wind mitigation inspection with your replacement.
Financing Options
We offer flexible financing including $0 down and 0% interest options, subject to credit approval. Most homeowners are surprised how affordable monthly payments can be on a new roof.
Why Choose One Nation Renovation?
- Licensed Florida General Contractor — CGC1541340
- Fully insured
- All permits and fees included in every quote
- Top manufacturer materials: CertainTeed, TAMKO, Owens Corning, Westlake Royal, Metal Alliance
- Serving Fort Lauderdale, Miami, Boca Raton, West Palm Beach, Naples, and all of Broward, Miami-Dade, Palm Beach & Collier counties
- Free in-home estimates with no obligation
Get Your Exact Price
Every roof is different. For an exact quote on your home, schedule a free estimate — we'll inspect your roof, walk you through material options, and give you a clear, all-inclusive price with no hidden fees.
Full shingle roof replacements starting at just $11,997 — ask about current promotions during your free estimate.
Call or text 754-247-1207 or fill out our free estimate form.
Get Your Free Roof Replacement Estimate
Schedule a free in-home consultation with our roofing specialists.